Part payment
Need flexibility with paying? Part payments make the financing of your treatment easy and flexible.
Part payment
Need flexibility with paying? Part payments make the financing of your treatment easy and flexible.
Apply for an part payment decision easily online
You can apply for the decision directly via Svea Bank's website.
You can also send a text message with the keyword pihlajalinna to 045 739 50161. You will receive a return message with a link to fill in the application online.
Learn more about the credit terms and conditions and the privacy statement of Svea Bank here (in Finnish).
Here's how part payment works
Apply online or at a Pihlajalinna location.
Select a suitable monthly payment and repayment period.
Please remember to request a cost estimate while at Pihlajalinna before applying for financing.
You will receive the decision quickly, no later than the next business day.
The part payments constitute a one-time credit with the precondition of an approved credit decision, at least 21 years of age and permanent residence in Finland. We will check the applicant’s credit status and submit an inquiry to the consumer credit status system of Suomen Asiakastieto Oy. If you receive a negative credit decision, you have the right to apply for a new credit decision by contacting the customer service of Svea Bank and submitting additional information.
Contact
Svea Bank's customer service 09 4242 300
contact form (in Finnish)
Example calculation
Representative example of typical use of part payment with 500 € credit, payback period of 10 months. Total credit cost 38.83 € (set-up fee 5 €, 15 % interest rate (but not more than the maximum interest rate in accordance with Section 7:17a § of the Consumer Protection Act) and credit fee 0 €/month), effective interest rate 17.92 %. The credit price according to the Consumer Protection Act is 538.83 €. Monthly repayment in the example calculation is 53.88 €. Svea can agree on different prices with the seller. The financing decision granted to you is valid for 60 days.
Creditor: Svea Bank AB, Filial i Finland, Mechelininkatu 1a, FI-00180 Helsinki, Finland.